LoDo

Looking for Denver Real Estate? LoDo is Denver’s oldest neighborhood, which means it’s home to some of the city’s most prominent and beloved landmarks, some of which are what define the Denver experience. Denver has always had a variety of nicknames, but the first nickname to ever stick to the Mile High City is LoDo, which applies to the old warehouse area of lower downtown by Union Station, according to Westword Magazine. Now, LoDo is known as the mixed-use historic district, home to some of Denver’s most loved and recognized restaurants, bars, hotels, and entertainment. Take a look at the article below if you’d like to learn more about the wonders that LoDo has to offer. 

If you’re looking to buy, sell, or invest in LoDo and you’d like to learn more about the neighborhood market, then please contact us here. 

If you’re looking to explore LoDo during the day, don’t forget to start off by exploring the lovely boutiques. After you’ve grabbed your morning coffee from one of Denver’s most loved coffee shops, take a walk into some of Denver’s most loved boutiques. If you’re in Larimer Square, head over to Hailee Grace where you can find this season’s hottest clothes, swimwear, and accessories. Once you’ve finished up at Hailee Grace, head on over to Alchemy Works, a coastal California retail, gallery, and event space concept located at Free Market. Featured in Vogue, Conde Nast Traveler, and Style.com, Alchemy Works carries brands like Warby Parker, Sandoval, Casa Clara, and Mau Jewelry. Next time you’re taking a stroll through the city, don’t forget to stop into these boutiques to pick up your next favorite pieces. 

Once you’ve finished up your morning shopping, spend the rest of the day outside enjoying the beautiful weather that Colorado has to offer. Whether you’re looking to host a picnic at the park, or buy some tickets for the Rockies game, with 300 days of sunshine, nearly any day is perfect to spend time outside. If you’re looking to host a sweet picnic outside with your friends and family, find your perfect spot at Confluence Park or Commons Park, two of downtown Denver’s most popular parks right in the middle of the city. Confluence Park lies at the joining of Cherry Creek with the South Platte River. If you love biking or talking long walks along the South Platte River, then definitely take your time to take a scenic walk. Or if you’re feeling a little more adventurous, consider renting a kayak from Confluence Kayaks and kayak down the river (yes you can actually do that!) If kayaking feels like too much, then you’re also able to bring down your tube and go tubing.

So you’ve officially done one of the coolest things ever; tubing in the middle of the city, what to do next? Nowhere better to relax than at the Colorado Rockies game at Coors Field with a delicious hot dog, refreshing drink, and ice cream on a sunny day. If you’ve ever explored Denver during the summer before or after a rockies game, then I’m sure you’re familiar with experiencing the spirit and excitement from the fans all across the city. You’ll be sure to see crowds with purple gear all over the city and outdoor patios around the stadium overflowing with fans, before, during, and after the game. If eating delicious snacks for three hours isn’t your thing, then walk on over to Union Station, one of Denver’s most loved and transformed landmarks. If you’ve visited friends in Denver, then I’m sure they’ve taken you to Union Station to either grab a special drink from Terminal Bar, grab some brunch from Snooze an A.M. Eatery, or maybe even to just pop in and grab some ice cream from Milkbox Ice Creamery and a cup of coffee from Pigtrain Coffee Co. Regardless of why you’re here, if you’re looking for the center of downtown Denver, then Union Station is the heart of it all.  

So far, you’ve had quite the long day, so where better to chill out for a couple of hours and take a sweet nap than in your fabulous airbnb or historic hotel room at The Oxford Hotel. Whether you’re visiting Denver from out of state, or a Denver native that’s looking to get to know the city from a tourist point of view, staying in an airbnb or a historic hotel in the middle of the city is the best way to get to know the culture of a city. If you’re looking for a unique stay experience, we recommend checking out the “Historic Carriage House”, LoDo’s coolest airbnb. This home originally sheltered horses in the late 1800s and has been featured in Architectural Digest online as Colorado’s most unique and beautiful Airbnb property. If you’d like to take an alternative route to your overnight stay, then there’s no better hotel in LoDo than The Oxford Hotel. With roots dating back to the 19th century, The Oxford offers 80 guest rooms and suites, a breathtaking collection of art through the halls, the Oxford Club Spa, and one of Denver’s most loved bars, The Cruise Room. Whether you’re looking for a rustic or luxurious stay, you’ll find it in LoDo. 

Okay, so you’ve had your nap in your luxurious bed and facial at the Oxford Club Spa, now it’s time to get your most favorite night-out outfit and head on over to dinner before your late night fun. LoDo is one of Denver’s most loved neighborhoods for nightlife; whether you’re looking for a 1920s speakeasy, romantic dinner for two, or wanna have a laugh or two at a comedy club, you can find everything you need in LoDo. 

If you’re looking for a romantic dinner for two, or celebrating a special occasion, make a reservation at Fogo de Chao Brazilian Steakhouse, one of Denver’s most loved steakhouses. Fogo de Chao takes the experience of a steakhouse to a whole new level, bringing the churrasco grilling tradition to Denver. If you’re looking for a more casual occasion for your night out, look no further than Hopdoddy Burger Bar in Union Station, blocks away from Coors Field. If you’re in need of a delicious burger with Hot Honey & Sage Sweet Potato Fries and a boozy vanilla milkshake, then head on over to Hopdoddy immediately to fulfil your late night cravings. Maybe you're in search of dinner and a show? If so, make a reservation at Ophelia’s Electric Soapbox to indulge in the ‘70s swank and vintage soft-core art at this adult-themed fun house. At Ophelia's, you can enjoy their small-plate menu of eclectic offerings, while overlooking their sunken stage and dance floor with live music. If a loud, wild scene isn’t your thing and you’re looking to just have a good laugh, then buy some tickets for Comedy Works where you can experience world-class laughs from comedians known locally, nationally, and internationally.

For any information on Denver’s real estate market, check out Denver’s Flat Fee Realtor!

Preapproved Vs. Prequalified: Which Is Better?

When you prepare to apply for a mortgage, you will come across financing terms like “prequalification” and “preapproval.” It’s important to understand the meaning of these terms, as this will guide your home search by allowing you to understand your buying power and show the seller that you’re a serious and qualified buyer.

At the fundamental level, preapproval and prequalification are types of mortgage approvals, and they refer to the steps a lender has taken to verify that a borrower can afford a mortgage. Here are a couple of points to keep in mind:

1. Many lenders use prequalification and preapproval interchangeably. Every lender handles mortgage approvals differently and the steps involved change from lender to lender.

2. No matter matter the type of mortgage you apply for, it’s not a guarantee that you’ll close the loan.

We’ll also explain how our preferred lender handles approvals, so you can know what to expect when you apply for a mortgage.

WHAT IS MORTGAGE PREQUALIFICATION?

A prequalification generally means that the lender collects some basic financial information from you to estimate how much house you can afford.

A prequalification is a ballpark estimate and is less reliable than a preapproval, which usually involves your lender checking your credit score and reviewing bank statements along with other financial documents.

As you begin searching for a home, realtors and sellers want to see you’ve been working with a mortgage lender so they know you can afford to buy a home. You’ll need a qualified real estate agent that can negotiate the best price and terms for you along with a solid preapproval letter.

VERIFIED APPROVAL

After you’ve been approved, you can level up to a verified approval by providing some documentation so your lender can verify your income and assets.

Verifying your income and assets along with your credit history is a more accurate estimate of what you can afford. It also carries more weight with a real estate agent and the seller, because they’ll know we verified that you can afford the home you wish to buy. You can provide your approval letter to your real estate agent and the sellers as proof that you can obtain a large enough mortgage to purchase the home.

SUMMARY

Getting approved early in your home search is a great way to know what you can afford, so you can narrow in on your dream house. To get started, apply for a mortgage and get premium pricing on your interest rate.

From Offer To Close

Inspections

Home Inspections and potential repairs are the number one reason sales do not close. Typically, buyers have a certain number of days in which to inspect the property and accept or reject the property based upon these mechanical and structural inspections. Save yourself time, money and disappointment and do the deferred maintenance now.

Home Warranty Plans

Home warranty plans go a long way to alleviate some of the risks and concerns buyers have when purchasing a home. For a modest price, the seller can provide a one-year warranty covering specified heating, plumbing, electrical, water heater or appliance breakdowns. Coverage under most plans commences as soon as the property goes under contract.

in Your Best Interest

Fixed Rate Real Estate knows how to market and sell real estate. A property that is properly marketed is not only much more likely to sell, but it’s much more likely to sell for a higher price. Our team will work to be a powerful negotiator on your behalf to ensure the highest possible return for you and pave the way to a smooth closing.

Throughout The Listing Process

• We help you prepare your home to make it look its best

• We stay in touch with you on a regular basis to discuss the market, in addition to following up on showings and just checking in

• We email feedback

• We keep you informed of all marketing and advertising efforts

• We monitor market activity

• We will always be available to you by phone and e-mail

A Smooth Closing

• We will closely monitor all lender and escrow activities throughout the process

• We concentrate on solutions, not problems

• We are sure that buyers remove contingencies according to the time frame specified in the contract

• We advise and assist in negotiation of all inspection items

• We represent your best interest at all times and in all negotiations

• We accompany you at closing

Preparing For A Showing

Here Are Some Helpful Tips To Ensure Buyers Love Your Home!

1. Open all draperies and window shades during the daylight hours.

2. Turn on all lights and replace bulbs with high wattage bulbs where needed.

3. Open windows a half hour before showing to circulate fresh air.

4. Place fresh flowers on the kitchen table and/or living room.

5. If possible, bake cookies or bread to add an inviting aroma.

6. The kitchen and bathroom should sparkle.

7. The house should be picked up and beds made.

8. Pets should be removed.

9. Eliminate pet odors, not everyone may share your love of animals and some people may be allergic.

10. All jewelry and valuables should be secured or removed.

11. Bathrooms should be cleaned, with towels folded and lids down.

12. When you leave the house, please leave it as if you know it is going to be shown, you never know when the right person is going to look at it!

Flat Fee Real Estate In Lakewood

Flat Fee Home Selling

Save thousands with Fixed Rate’s low flat fee. You’ll get full service real estate at a fraction of the cost of a traditional agent.

SAVE THOUSANDS WHEN SELLING YOUR HOME

NO PERCENTAGE COMMISSION FEE, JUST A FLAT FEE OF $5,000 PAID AT CLOSING.

Protect your equity with our low flat fee approach. Just $5,000 paid at closing. Our mission is to bring down the high cost of selling a house and pass those savings back to you. With over 94% of home buyers searching for homes online, it is critical to properly showcase your home online with the correct representation. Our low flat fee, easy-to-use technology saves homeowners an average of 10,000 in commission fees.

Your home is more than a building or an address; it is the storehouse of your most treasured memories. Your Home holds the character of the lives lived within its walls. It’s the way the sunlight streams in, the creek in the stairs, the feeling you have when you walk in the door. Our goal is to represent your extraordinary home and its story, to pass along its character and the lifestyle it inspires. We are honored to partner with you in telling your story.

PROFESSIONAL HOME SELLING SERVICES

Fixed Rate Real Estate is Denver’s premier real estate firm, constantly on the pulse of what it takes to sell a home. Getting your house exposed to as many qualified buyers as possible and SOLD has never been easier with Fixed Rate’s in house company marketing services. Our professional service Includes:

• Comparative Market Analysis

• Advice on Proper Pricing & Offer Terms

• Exposure to Hundreds of Qualified Buyers Relocating to Denver by Employers

• Property Showing Coordination, Agent Feedback & Client Reports

• Professional HD Property Photos & Virtual Tour

• Professional Property Brochures

• Yard Sign, Brochure Box & Lockbox

• Website Marketing on Top Housing Search Engines, Including Realtor.com, Homes.com, REColorado.com & Zillow.com

• Property Special Feature Cards

• E-mail Marketing Campaigns to over 10,000 Additional Denver Real Estate Agents

• Neighborhood Open House

• Personal Phone Calls to Prospect Lists

• Exposure on Social Media, Including Facebook & Instagram

• Personal Blog Post

• Just Listed Direct Mail Campaign to Neighborhood

If you are considering selling your home, contact us for a complimentary market analysis. See what your home is really worth, and how much you can save. We go above and beyond the typical agent, offering state of the art technology and fresh marketing ideas to sell your home. Contact us to learn more!

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4 Tips On Renting Out Your Home

4 TIPS ON RENTING OUT YOUR HOME

1. SCREEN YOUR TENANT. Your tenant will either make you, or break you. You need to do your homework upfront to ensure a great tenant.  You can have an agent do it or you can do it by placing ads, run a background check using rent prep or Cozy, and make sure they have stable income and no evictions. Don’t try to just use your gut or how you feel about them. This is not a hobby. This is someone will be living in your home.

2. SET CLEAR EXPECTATIONS WITH YOU TENANT.  Clarity is power. You need to lay out clear expectations on how this business relationship will look like. You need a solid lease agreement. Let them know what an Emergency is and is not., when and how they should contact you, what the expectations are for rent, and what happens if they don’t pay. Taking time to set expectations UPFRONT will save you years of headaches and any potential unfortunate events. 

3. HAVE A SOLID SYSTEM. Every successful business has one. How will you implement your system as a landlord? Do you know what to do when your tenant is late on their rent payment? What does this system look like? How will your tenant be paying rent? Develop a system so everything works like clockwork. 

4. KEEP RESERVES. Things break, roofs eventually need replacement, HVAC, Water Heater needs to be replaced, plumbing needs attention, etc. Do you have money set aside to fix these items? What if your tenant decides to stop paying rent and is still using your utilities? Can you cover those costs while you evict them? 

DELEGATE. Delegate the things you don’t like to do. Do you like dealing with tenants, making phone calls and scheduling repairs? If not, hire a property manager who will take that load off your back so that you can focus on the things that bring you more income. Focus on what you’re good at and delegate the rest.

If you have any more questions or need any real estate assistance, please contact us!
Sell your home for a flat fee of $1,995 and keep more profit in your pocket! 303-910-2552